2026-05-28
Are you managing Help to Buy cases the right way?
Just like Buy to Let remortgages, Help to Buy cases can often involve additional complexity, particulary where valuations and equity loan redemption are involved, making it important to have the right support in place when instructing. Having the right support in place can help reduce delays, maintain control throughout the process and create a smoother experience for both you and your client.
That’s why at SortRefer, we’ve designed a dedicated Help to Buy Remortgage and Valuation solution to help introducers manage these cases with greater control and confidence.
Help to Buy equity loans were designed to help people get onto the property ladder, with repayment options typically including selling the property, remortgaging and retaining the loan, or remortgaging and fully or partially redeeming it.
Just like our Fixed Price Legals product, you also have the option to choose from one of the six fixed prices (£175, £335, £275, £375, £475, £575).
What’s included?
All the fixed prices through the Help to Buy Remortgage cover the Legal Fee, the relevant Help to Buy Supplement, one Telegraphic Transfer Fee, Electronic ID Fee and VAT. It also includes the referral fee for the introducer which will be paid following completion.
Additional disbursements (added to the total cost):
- HMLR Registration Fee
- Land Registry Official Copies
- HMLR Search Fee (OS1)
- Bankruptcy Search
- Search Indemnity Fee (where applicable, as not all lenders accept this)
When is a Help to Buy Valuation needed?
If your client is fully redeeming, partially redeeming or retaining their Help to Buy loan, a Help to Buy Valuation will be required as part of the process.
Introducers can obtain a Help to Buy Valuation quote directly through the portal, helping keep both the Remortgage and Valuation together in one place. We work with RICS-Qualified Surveyors across the UK, helping provide quick turnaround times and removing the hassle of clients needing to source their own surveyor locally or online.
By arranging the Valuation through SortRefer, you can remain in control of the process while delivering a smoother, enhanced service for your clients.
Did you know a Help to Buy Valuation is only valid for 3 months?
Delays can sometimes mean your client needs another Valuation before the Remortgage completes. To help avoid the hassle and additional cost of another in-person Valuation, ‘Retype’ Valuations can be arranged through our portal, helping save time and money for your client.
Key benefits of using our Help to Buy product include:
- Dedicated Conveyancing and Valuation proposition for your client’s Help to Buy needs
- Control of the Conveyancing and Valuation side by side with dual-aspect case tracking
- Earn referral fees of up to £280 per Remortgage case, depending on the deal selected
- Earn referral fees of up to £50 per Help to Buy Basic Valuations
Did you know we also offer Standalone Help to Buy Redemption?
Not all Help to Buy cases involve a Remortgage. Some clients may choose to redeem their Help to Buy equity loan using savings or gifted funds.
Even though no Remortgage is involved, a Solicitor is still required to complete the legal work and settle the Help to Buy charge secured against the property.
That’s why we also offer a Standalone Help to Buy Redemption product, helping introducers manage these cases with confidence.
By choosing the right product, you can help deliver a smoother transaction, improve client outcomes, and gain greater control throughout the remortgage journey. Whether your client is redeeming, partially redeeming or retaining their Help to Buy loan, our team is on hand to help you choose the right solution.
If you need any help choosing the right product or have any questions, our team is always on hand to support you on 0333 456 4567 / enquiries@sortrefer.co.uk
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