2026-05-14
Remortgages aren’t one-size-fits-all
When it comes to remortgaging, no two cases are ever the same, which is why choosing the right legal product from the outset can make all the difference to how smoothly the transaction runs.
It’s not just about the client's experience either; the right product can also help brokers stay in control, provide transparency throughout the transaction and create additional income opportunities.
So, with that in mind, how do you choose the right product?
Understanding your options
At SortRefer, we offer a range of remortgage product options designed to give brokers more control and flexibility, supporting a variety of client cases.
To make things easier, we’ve broken down our remortgage products so you can find the right option for your clients.
Standard Remortgage
If you want maximum choice and flexibility, our Standard Remortgage product is ideal for managing a wide range of cases where a Fixed Price Legal option may not be suitable, such as limited company properties, HMOs, high-rise cases, or certain lenders.
Key benefits include:
- Largest selection of suppliers across all remortgage products
- Fully flexible referral fee of up to £300 per case
- Bespoke quoting tailored to each client
- Ability to include known additional work upfront
Fixed Price Legals (£175, £225, £275, £375, £475, £575)
As one of our most popular products for straightforward remortgage cases, Fixed Price Legals provides transparency and confidence from the outset.
Key benefits include:
- Fixed pricing from £175-£575 depending on case type
- Ideal for more straightforward remortgage cases
- Core legal work included with costs agreed upfront
- Additional disbursements (third-party costs) outlined to help avoid unexpected costs
- Any extra work quoted separately if required
- A strong alternative to Free Legals, helping protect your client’s best interests
- Allows brokers to earn a referral fee of £40 - £280 per case
Flexible Remortgage (£265, £315, £365, £415, £465, £515)
An alternative to Fixed Price Legals is our bespoke Flexible Remortgage product, which offers a cost-effective base price structure with more flexibility and transparency. This product gives brokers more control as you can add on extra work such as transfer of equity, redeeming unsecured debts, shared ownership etc, thereby providing a more accurate quote.
Key benefits include:
- Base price packages ranging from £265 - £515 depending on case type
- Ability to add ‘additional work/costs’ to the overall cost for more transparency
- Improves how client cost expectations are managed from the outset
- Helps protect your client’s best interests while maintaining control of cases
- Creates an additional income stream per completed case
Buy To Let (£350)
Our Buy to Let legals is a dedicated product for your client’s investment property needs, designed to keep the process simple, structured and cost-effective. It is suitable for both single landlords and those with larger property portfolios.
Key benefits include:
- Fixed price of £350 for core Buy to Let legal work
- Includes Buy To Let and Leasehold supplements within the package
- Any additional work required will be quoted separately if required
- Earn additional income per case
Help to Buy (£175, £225, £275, £375, £475, £575)
Our Help to Buy product helps you manage full or partial redemption of a Help to Buy equity loan, with Remortgage and Standalone Redemption options, designed to keep the process clear and straightforward.
Key benefits include:
- A fixed price structure (only refers to the legal costs)
- Earn a referral fee of up to £40-£280 per remortgage, depending on the selected product
- Earn a referral fee of up to £150 for the Standalone Help to Buy Redemption
Choosing the right remortgage product isn’t just about the case itself, but creating a smoother journey for your client, maintaining control, and unlocking value for you and your business. With a range of options available, SortRefer gives you all the tools to match the right solution for every scenario.
To view full product details, please refer to our product leaflets available in your Broker Toolkit within your SortRefer dashboard.
Need help choosing the right remortgage product?
To help you decide with Remortgage option is best suited for you and your clients, please take a look at our 'Remortgage Options' leaflet (which can be found in your 'broker toolkit', which contains a comparison chart.
Alternatively, you can call our helpful team on 0333 456 4567 / enquiries@sortrefer.co.uk
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